Ara is a personal finance tracker built for people everywhere. Track spending, set budgets, and understand where your money goes — all in one place.
Free plan available · No credit card required
Built for everyday personal finance, not enterprise complexity.
Track all your accounts in one place — checking, savings, credit cards, loans, and more.
Bulk-allocate transactions with rules and pipelines. Spend less time on bookkeeping.
See where your money goes with spending reports, net worth tracking, and budget limits.
Schedule recurring income and expenses. Plan ahead with future transactions.
Share accounts with anyone you choose. Manage finances together without losing privacy.
Automatic bank import via Basiq is coming soon (Standard+).
A clean, fast interface for your everyday financial life.
See your net worth, account balances, spending by category, and recent activity at a glance. Spot over-budget categories the moment you log in.

A fast, editable transaction list with inline categorisation, filters, and bulk tools. Reconcile months of data in minutes, not hours.

Interactive charts show spending by category, net worth growth, and account balances over time. Know exactly where your money is going each month.

Chat with an AI assistant that knows your transaction history. Ask about spending, get budget advice, or add future transactions — all in plain English.
