Personal finance, simplified

Take control of
your money

Ara is a personal finance tracker built for people everywhere. Track spending, set budgets, and understand where your money goes — all in one place.

Free plan available · No credit card required

Everything you need

Built for everyday personal finance, not enterprise complexity.

Bank Accounts

Track all your accounts in one place — checking, savings, credit cards, loans, and more.

Smart Categorisation

Bulk-allocate transactions with rules and pipelines. Spend less time on bookkeeping.

Reports & Budgets

See where your money goes with spending reports, net worth tracking, and budget limits.

Recurring Transactions

Schedule recurring income and expenses. Plan ahead with future transactions.

Sharing Groups

Share accounts with anyone you choose. Manage finances together without losing privacy.

Bank Sync

Automatic bank import via Plaid is coming soon (Standard+).

See it in action

A clean, fast interface for your everyday financial life.

Dashboard

Your complete financial picture

See your net worth, account balances, spending by category, and recent activity at a glance. Spot over-budget categories the moment you log in.

Ara dashboard showing net worth and account overview
Transactions

Track every dollar with ease

A fast, editable transaction list with inline categorisation, filters, and bulk tools. Reconcile months of data in minutes, not hours.

Ara transactions list with filters and categories
Reports

Understand your trends

Interactive charts show spending by category, net worth growth, and account balances over time. Know exactly where your money is going each month.

Ara historical reports with charts and net worth
AI Chat

Ask your finances anything

Chat with an AI assistant that knows your transaction history. Ask about spending, get budget advice, or add future transactions — all in plain English.

Ara AI chat assistant

Simple pricing

Start free. Upgrade when you need more.

Prices for United States · AU · NZ · US

FREE
$0forever

  • Unlimited transactions
  • Accounts & budgets
  • Reports & net worth
  • Recurring transactions
  • 20 AI chat messages / month
  • Optional money-saving offers
Get started
Most popular
STANDARD
$6USD / month

  • Everything in Free
  • No offers on your dashboard
  • 300 AI chat messages / month
  • Bank sync (Plaid) coming soon
Start Standard
ADVANCED
$10USD / month

  • Everything in Standard
  • 600 AI chat messages / month
  • API access
  • Custom email server
Start Advanced